Help with complaints and answers to frequently asked questions about national banks from OCC's HelpWithMyBank.gov.
The Federal Deposit Insurance Corporation (FDIC) is an independent agency created by the U.S. Congress to maintain stability and public confidence in the nation's financial system by insuring deposits, examining and supervising financial institutions for safety and soundness and consumer protection, and managing receiverships.
A bank examiner is a financial professional, a species of auditor, who has the task of making sure that banks, savings and loans, credit unions and similar financial institutions are operating legally, ethically, and safely, in accordance with the bank regulations imposed on these institutions by the chartering level of government.
News Corp is a network of leading companies in the worlds of diversified media, news, education, and information services. Customer visits with bankers fell 10% in September versus year-ago month, while consumer checking-account openings sank 25% and credit-card applications dropped 20% Wells Fargo & Co.
The Office of the Comptroller of the Currency ( OCC) is an independent bureau within the United States Department of the Treasury that was established by the National Currency Act of 1863 and serves to charter, regulate, and supervise all national banks and thrift institutions and the federal branches and agencies of foreign banks in the United States.
Bank regulation in the United States is highly fragmented compared with other G10 countries, where most countries have only one bank regulator. In the U.S., banking is regulated at both the federal and state level. Depending on the type of charter a banking organization has and on its organizational structure, it may be subject to numerous federal and state banking regulations.